Loans Against Fine Art

Minimum value of Art collection £3m

We are able to arrange secured loans against Fine Art.

The Art would normally be stored securely at the lenders approved facility.  If your artwork is being displayed at a recognised gallery then an agreement might be possible to keep it there.

Due to the time consuming nature of this type of transaction our lenders require the security to be valued at a minimum of £3m.

To obtain the most competitive interest rate our lenders would normally lend up to 50% of the value. Higher loan to values are available, but would attract higher interest rates. 

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Typical rates and fees are;

• Non recourse

• Rates from 6.5% pa

• Minimum loan size £1.5m

• Initial assessment of the Art, which does not require a physical visit is free

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How is the Art valued?

• Title of the Art

• Year or date created

• The medium

• Provenance

• Where was the item purchased?

• Previous owners?

• Condition

All of these factors affect the value and most lenders will take the more conservative approach. 

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